Antyodaya Gruha Yojana odisha 2025 – Check Eligibility, Benefits and Application process(ସମସ୍ତଙ୍କୁ ମିଳିବ ପକ୍କା ଘର).

Antyodaya Gruha Yojana (AGY) is a housing scheme launched by the Odisha government to provide strong, pucca houses to poor rural families. It seems likely to make a big difference for those living in weak kutcha houses or without homes, especially after disasters like floods or fires. Started on March 30, 2025, by Chief Minister Mohan Charan Majhi in Kalahandi district, the scheme has a budget of Rs. 7,550 crore to help 50,000 families in its first phase. It supports Odisha’s vision of “Bikashita Gaon, Bikashita Odisha” (Developed Villages, Developed Odisha).

What is Antyodaya Gruha Yojana?

The Antyodaya Gruha Yojana is a state plan to give rural families safe, long-lasting homes called pucca houses. These houses have walls made of bricks or stones with cement and roofs of reinforced cement concrete (RCC), built to last at least 30 years. Kutcha houses, made of mud, straw, bamboo, or asbestos, are weak and unsafe during storms or floods. The scheme helps:

• Families without homes or living in kutcha houses.

• Those whose homes were destroyed by natural disasters (floods, cyclones, fires) or animal attacks (like elephants).

• Families not covered by other housing schemes like Pradhan Mantri Awas Yojana (PMAY).

It also includes ongoing works from the Biju Pucca Ghara Yojana, ensuring more families get help (Rural Housing Odisha).

Aspect	Details
Scheme Name	Antyodaya Gruha Yojana Odisha
Launch Date	March 30, 2025
Objective	Provide pucca houses to rural families living in kutcha houses or houseless
Target Beneficiaries	Houseless families, kutcha house dwellers, calamity victims, PwD, FRA beneficiaries
Financial Assistance	Rs. 1.2 lakh per family, in three instalments: Rs. 40,000, Rs. 65,000, Rs. 15,000
Incentives	Rs. 20,000 for 4 months, Rs. 10,000 for 6 months completion
Application Process	Online: Rural Housing Odisha
	Offline: Through BDO
Key Features	– Houses must be pucca with durable materials
	– Minimum 25 sqm living area
	– Completion within 12 months
	– Land provided for landless families
Monitoring	– RH Portal and Ama Ghara App
	– Inspections by BDOs (10%), District Officers (1%)
	– Social audits by OSSAAT
Budget	Rs. 7,550 crore over three years

Eligibility Criteria for Antyodaya Gruha Yojana

The scheme targets specific rural families to ensure help reaches those who need it most. Here’s who can apply:

• Houseless Families: Those without any home.

• Kutcha House Dwellers: Families living in weak houses made of non-durable materials.

• Forest Rights Act (FRA) Beneficiaries: Those recognized under FRA 2006.

• Persons with Disabilities (PwD): Households where the main earner has at least 40% disability.

• Calamity Victims: Families whose homes were damaged by floods, cyclones, fires, or elephant attacks.

• Displaced Families: Those relocated due to government projects or living in forest areas.

However, some families cannot apply, including:

• Those already living in pucca houses.

• Families with government or public sector employees or pensioners.

• Households owning cars, mechanized farm equipment, or registered businesses.

• Families earning over Rs. 15,000 per month.

• Those with more than 2.5 acres of irrigated land or 5 acres of un-irrigated land.

• Families who received housing help from other schemes or own pucca houses elsewhere.

Block Development Officers (BDOs) verify eligibility through surveys to ensure fairness (PM Govt Scheme).

Financial Assistance for Antyodaya Gruha Yojana

Eligible families receive Rs. 1.2 lakh to build a pucca house with a minimum area of 25 square meters, including a kitchen (excluding toilet area). The money is given in three instalments via Direct Benefit Transfer (DBT):

Instalment	Amount	Condition
First	Rs. 40,000	Issued with the work order
Second	Rs. 65,000	When the house reaches roof level
Third	Rs. 15,000	Upon house completion

Families finishing construction early get extra money:

• Rs. 20,000 for completion within 4 months.

• Rs. 10,000 for completion within 6 months.

Houses must be completed within 12 months from the first instalment. This structure encourages timely construction (Odisha Guidelines).

Additional Benefits of Antyodaya Gruha Yojana

The scheme offers extra support:

• Land for Landless: Revenue Authorities provide plots, with monthly reviews by BDOs and Tahasildars.

• Work Opportunities: Up to 90-95 days of MGNREGS labour for construction.

• Convergence: Access to sanitation, water, and electricity if eligible.

• Cluster Development: Houses built in groups with shared facilities like roads and lights, funded by other schemes.

Also Read – CM Kisan Odisha 2025 – Village Wise Beneficiary list and Status Check.

Application Process for Antyodaya Gruha Yojana

Families can apply online or offline, making it easy for everyone.

Online Application

1. Visit Rural Housing Odisha.

2. Download the form from Antyodaya Form.

3. Fill in details like name, address, and contact number.

4. Submit with documents like Aadhar Card, address proof, mobile number, email ID, electricity bill, or PAN Card.

5. After review, approved families get a work order.

Offline Application

1. Contact your local BDO.

2. Submit documents for verification.

3. BDO enters details into the Rural Housing Portal.

4. A tagged officer geo-tags the site to track progress.

5. Funds are released via Fund Transfer Orders (FTO).

For help, call the helpline at 0674-6817777.

Comparison between Antyodaya Gruha Yojana and Pradhan Mantri Awas Yojana-Gramin (PMAY-G)

Here’s a detailed comparison to help understand how they differ:

Implementation and Monitoring

The Panchayati Raj and Drinking Water Department manages the scheme, with Panchayat Samities and Zilla Parishad overseeing it. Key steps include:

• Selection: BDOs identify eligible families, with approval from the Collector and Chief Minister.

• Construction: Families build houses themselves (no contractors), preferably on their own land or plots provided by the government, often in the female head’s name.

• E-Governance: The RH Portal (rhodisha.gov.in) and Ama Ghara Mobile App track progress, payments, and geo-tagging.

• Monitoring: BDOs inspect 10% of houses, District Officers 1%, and social audits by Odisha Society for Social Audit Accountability & Transparency (OSSAAT) ensure fairness. Annual audits by Chartered Accountants maintain transparency.

Impact and Importance

The Antyodaya Gruha Yojana is likely to transform rural Odisha by providing safe homes, protecting families from disasters, and improving health and living conditions. It reduces poverty by giving families a strong foundation to focus on education and work. By targeting vulnerable groups like PwD and calamity victims, it promotes fairness and inclusion. The scheme also boosts the rural economy through construction jobs and aligns with India’s “Housing for All” mission.